gilahalleli

Have You Dreamed of a Mortgage-Free Life? It’s Time to Stop Dreaming!

Recently I posted an announcement on the Living in Israel-Debt Free Facebook group I started with my friend and fellow personal-finance junkie, Ahuvah Berger Burcat. I had just made my third Monster Mortgage Payment, that is, a pay down of the loan principal. With this payment, I’ve paid off 42% of my mortgage balance. In …

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The Taxman (and Auditors) Cometh.  Be Prepared!

Maybe you don’t plan on doing your annual audit until mid-year. Or year-end.  Maybe you plan to delay it until the last possible second.  It doesn’t matter.  (Well, it does, up-to-date financial statements make a great impression on potential investors. But I digress.) Now is the time to start to get your audit stuff together.  …

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Something Wicked This Way Comes: Exclusivity Clauses

It’s the Devil’s Own Contract Clauses, the Sequel! This time, we’ll learn about exclusivity clauses. So, does this mean we are exclusive? Exclusivity in contracts is pretty much the same as exclusivity in dating.  It’s saying to one another: “so long as you are with me, you can’t be with anyone else”.   This could be …

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The Best Offense is a Good Defense: Sales Contract Templates

First, a warning. I’m stuck using the new WordPress editor and, well, it is not going smoothly.  The existing bits and pieces of my site don’t like Gutenberg. And Gutenberg itself? Suffice it to say that it comes off as an old-timey newspaper editor. That smokes and curses a lot. And drinks heavily. While editing!   …

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My First Financing, Loans and Encumbrances Legalese–English Dictionary, Part I

It’s been a while since I did anything on the Due Diligence Handbook .  The options section took so long that I just needed to recover.  But now I have, and it’s time to continue on to the next section, which is on “Financing, Loans and Encumbrances”.  So I’m sitting here, reading through the list …

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Who Are the People in Your (Finance) Neighborhood

So, those of you who grew up with Sesame Street might remember the classic sketch “Who are the People in Your Neighborhood”, in which friendly Sesame Street adults took us on a musical tour of the neighborhood, and introduced us to local professions. We met teachers, librarians, nurses and the like. We never met accountants. …

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